Privacy Policy

Lakshmi Bhandar (lakshmibhandar.com) is an independent informational website providing articles, guides, and resources about the Lakshmi Bhandar scheme. We are not an official government website and have no affiliation, endorsement, or authorization from the Government of West Bengal or any of its departments. This Privacy Policy explains what information (if any) we collect, how it may be used, and your choices when using our website. By accessing or using our site, you accept the practices described in this policy.

1. Information We Do Not Collect

We do not collect personally identifiable information (PII) such as your name, email address, phone number, postal address, government ID numbers, or payment information. The website is designed to be used without registration, login, or submission of personal details. We do not maintain user accounts or user profiles. We do not knowingly solicit or collect information from children under 13.

2. Technical & Automated Data (Third-Party Processing)

Although we do not collect personal data directly, technical or automated data may be processed by third-party services we use (for example, advertising or analytics providers). Such data typically includes aggregated or pseudonymized information like browser type, device type, operating system, pages viewed, referral URL, approximate geographic region derived from IP address, and anonymized usage metrics. We do not link such technical data to personally identifiable information on our servers.

3. Cookies and Similar Technologies

We use cookies and similar technologies to improve site functionality and user experience and to enable third-party services to serve ads. Cookies are small text files placed on your device and do not themselves reveal your identity.

Why cookies are used: To enable ad delivery, measure ad performance, remember site preferences, and help improve the user experience.
Types of cookies: Essential cookies (required for basic site functionality), preference cookies (to remember site settings), and advertising cookies (used by third parties to deliver relevant ads).
Your choices: You can control or delete cookies through your browser settings. To opt out of personalized advertising from Google, visit the Google Ads Settings page: https://www.google.com/settings/ads/.

We participate in ad networks such as Google AdSense to support operation of the website. Google and other advertising providers may use cookies, web beacons, and other technologies to serve ads based on a user's prior visits to this site or other sites. We do not control the data collection practices of ad networks; they operate under their own privacy policies.

5. No Sale or Sharing of Personal Data

We do not sell, rent, or trade any personal information because we do not collect personal information. We do not share personally identifiable information with third parties for marketing or other purposes.

6. Third-Party Links

Our website may contain links to external websites for informational purposes. These third-party sites are not controlled by us, and we are not responsible for their privacy practices, content, or policies. We encourage you to read the privacy policies of any external sites you visit.

7. Data Security

Because we do not collect or store personal data, there is minimal risk of unauthorized access, leaks, or misuse originating from our systems. Technical data processed by third parties (such as advertising networks) is handled under those third parties' security practices and policies.

8. Children’s Privacy

The website is not directed to children under 13. We do not knowingly collect personal information from children. If you believe a child has provided personal data on our site, please contact us and we will take steps to remove that information.

9. Compliance with Google & Internet Policies

We follow applicable Google Publisher and AdSense policies and general internet standards for privacy and transparency. Advertisements displayed are controlled by ad networks and must comply with their respective guidelines. We strive to keep site content lawful, accurate, and non-misleading.

10. Changes to This Privacy Policy

We may update or revise this Privacy Policy from time to time to reflect changes in law, policy, or our practices. Any modifications will be posted on this page with an updated effective date. We encourage you to review this policy periodically.

11. Contact Us

If you have questions or concerns about this Privacy Policy, please contact us using the contact information provided on our website's Contact page.